Privacy Policy
Our Commitment to Your Privacy
At Harvest Capital Company, LLC (“Harvest Capital Company”) we respect the privacy of our customers. We recognize the importance of nonpublic personal and financial information that has been entrusted to us. This notice describes the policy and practices we have put in place to protect the privacy and confidentiality of our customers during the course of business and while visiting our website.
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Safeguarding Customer Information
Access to your nonpublic personal information is only given to affiliates, company employees, and affiliated and non-affiliated service providers, so that we can provide or offer products and services to you, process and service your account, and administer our business.
We regard your information as confidential, and we will continue to do so whether your account is active or inactive. You may elect to provide us with personal information via email or online forms and because of this we have implemented physical, electronic, and procedural safeguards that comply with federal standards to guard any personal information provided.
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Collection of Information
Harvest Capital Company collects only relevant customer information as the law allows or requires us to collect in order to establish and maintain your account and services. No personal information is collected from you when you visit our website unless you provide it. We do collect information about your internet connection which is only used to make our website more useful to visitors. We do not track or record personal information about visitors and/or their visits.
Our collection of nonpublic personal information about you comes from the following sources:
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Via applications and other forms which may be completed through the Internet, by telephone, in person, or other completed forms.
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Examples of this type of information include your name, address, social security number, credit history, tax returns and other financial information.
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Transactions with us, our affiliates or with others. For example, your payment histories, loan balances, and other transaction records.
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Credit reporting agencies, such as information relating to your creditworthiness, your credit score and credit usage.
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Via third parties to verify information you have given to us.
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Uses of Shared Information
We may share the information that we collect, as described above, for the following purposes:
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To provide you with the products and services you requested.
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To offer you additional products and services, from us or from others that may be of interest to you.
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To comply with reporting and other legal requirements.
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To otherwise conduct business.
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Cookies and Beacons
Our website collects certain information through the use of "cookies" and other tracking technologies. Cookies are small files that your browser places on your computer. We may use session cookies, persistent cookies, and other tracking technologies to better understand how you interact with our website, to monitor usage by our users and web traffic routing on our services, and to improve and personalize our website. Many Internet browsers automatically accept cookies. You may be able to instruct your browser to stop accepting cookies or to prompt you before accepting cookies from the websites you visit. We may also use web beacons, which are transparent graphic images on a webpage or within the body of one of our marketing emails, to allow us to measure visitor actions and assess the effectiveness of our email marketing campaigns.
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We may use third-party service providers in connection with the aforementioned efforts, such as Google Analytics. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy
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Information Disclosure
We do not disclose any personal information about our customers or former customers to anyone, except as required or permitted by law. Federal or State law, or regulations, may require us to disclose confidential information in certain situations. Such situations
may include requests from law enforcement agencies or criminal or civil legal proceedings. We reserve the right to disclose any information we deem necessary to comply with any applicable law, regulation, legal process or governmental request, including personally identifiable information. Notwithstanding the foregoing, any information you give us is confidential and will not be provided or sold to third parties. The exception is that we may be required to provide information to consumer reporting agencies, to regulatory agencies, or to third parties in response to court orders.
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In addition, it is often necessary to share customer information with other companies including our affiliates and service providers, who assist us with a variety of business activities such as: transaction processing, loan origination, loan servicing, and other necessary business activities. We require these affiliates and third parties to treat your private information with the same high degree of confidentiality that we do.
Our privacy policy only addresses the activities that take place while visiting our website. When visiting a third party website accessed through a link on our site, be advised that you are no longer protected by our privacy policy. Third parties, including those to which we have provided links, may or may not have their own privacy policies. We do not control those sites and therefore steps should be taken in familiarizing yourself with the security practices and privacy policies of those sites.
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No action is required by you at this time if you wish to permit information sharing as described above.
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Your Opt Out Right
Customers who do not want Harvest Capital Company to share non-public personal information about them with affiliates and non-affiliated third parties, may opt out of information sharing. That is, they may direct us not to share information (other than as permitted by law). If you wish to opt out of information sharing contact us in one of the following ways:
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Call us at (503) 263-6616
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Contact us via email at admin@harvcap.com; or
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Provide us with your name and address and mail to:
Harvest Capital Company
P.O. Box 579
Canby, OR 97013
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Changes
We will post the revised policy here when we change our privacy policy. We suggest that you frequently consult this page, as we may make changes at any time without notifying you. Your continued use of our website following the posting of changes constitutes your acceptance of such changes.
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Information for California Residents
We collect Personal Information from Consumers and comply with the California Privacy Rights Act (“CPRA”). This California Privacy Notice applies to California residents (“Consumers,” “you,” or “your”).
For the purposes of this California Privacy Notice, “Personal Information” means information that is linked or reasonably linkable to a particular individual or household. However, the following categories of information are not Personal Information:
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Publicly available information;
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Deidentified or aggregated data; or
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Information otherwise excluded from the scope of the CPRA.
This Privacy Notice provides the following information to California Consumers:
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Categories of Personal Information we collect;
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Purposes for which we use Personal Information;
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Categories of Personal Information we disclose to third parties;
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Categories of third parties to which we disclose Personal Information; and
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How Consumers can exercise their rights under the CPRA:
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The rights to access, correct, or delete Personal Information;
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The right to obtain a portable copy of Personal Information;
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The right to limit the use of Sensitive Personal Information in certain circumstances; and
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The rights to opt out of the sharing of Personal Information for behavioral advertising, sales of Personal Information, or certain profiling.
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Categories of Non-Sensitive Personal Information
The table below outlines the non-sensitive categories of Personal Information Harvest Capital Company collects about Consumers and whether and how they are disclosed to third parties.
We collect Non-Sensitive Personal Information from the following sources:
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Directly from our users
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Inferences from your activity
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From our affiliates
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From our business partners
Categories of Sensitive Personal Information
The table below outlines the categories of Sensitive Personal Information Harvest Capital Company collects about Consumers and whether they are shared with third parties.
We collect Sensitive Personal Information from the following sources:
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Directly from our users
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From our affiliates
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From our business partners
Use of Personal Information
We use Personal Information for the purposes described above. Personal Information may also be used or disclosed as otherwise permitted or required by applicable law.
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Disclosing Personal Information
We share Personal Information with the following categories of third parties:
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Processors: We use processors to securely handle Personal Information on our behalf and only on our instructions. These companies may not use your Personal Information for their own purposes.
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Affiliates: We may share your information with our affiliates, subsidiaries, and representatives as part of providing our services.
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Our Business Partners: We may share relevant personal data with our business partners to provide you with exclusive offers for products and services that may interest you.
See the tables above for more details about how different categories of Personal Information are shared.
We do not sell Personal Information to anyone.
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Exercising Your Personal Information Rights
California Consumers have the following rights under the CPRA:
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The rights to access, correct, or delete Personal Information;
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The right to obtain a portable copy of Personal Information;
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The right to limit the use of Sensitive Personal Information in certain circumstances; and
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The rights to opt out of the sharing of Personal Information for behavioral advertising, sales of Personal Information, or certain profiling.
If you are a California Consumer, you can submit a request to exercise your personal data rights under the CPRA by sending an email to admin@harvcap.com with the subject line ‘Privacy Rights Request’. To protect your privacy, we may need to authenticate your identity before we respond to your rights request. We will use commercially reasonable efforts to verify your identity for this purpose. Any information you provide to authenticate your identity will only be used to process your rights request. Please be aware that we do not accept or process rights requests through other means (e.g., via fax or social media).
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After submitting your request online, you will receive a follow-up email, which may include a link you must click on in order to verify your identity. If you do not click on that link, we may be unable to complete your request due to lack of verification. It is important that you provide a valid email address in order for us to be able to process your request.
We will respond to your rights request within 45 days, though in certain cases we may inform you that we will need up to another 45 days to act on your request. If we suspect fraudulent or malicious activity on or from your account, we will delay taking action on your request until we can appropriately verify your identity and the request as authentic. Also note that each of the rights are subject to certain exceptions.
We reserve the right to decline to process, or charge a reasonable fee for, requests from a Consumer that are manifestly unfounded, excessive, or repetitive.
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Limiting the Use of Sensitive Personal Information
The CPRA provides a right to limit some uses of Sensitive Personal Information. In particular, you may direct companies not to use Sensitive Personal Information except as necessary to provide goods or services you have requested.
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You may submit a request to limit the use of your Sensitive Personal Information by submitting a rights request as described above.
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Authorized Agent Requests
The CPRA allows you to designate an authorized agent to make a rights request on your behalf. Your authorized agent may submit such a request by following the same method described above. We may require verification of your authorized agent in addition to the information for verification above for Consumers and households.
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Contact Us
If you have any questions or concerns regarding this California Privacy Notice, contact us according to the information in “Your Opt Out Right” section above.
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Last updated: February 07, 2023