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Harvest Capital Privacy
Policy
Our Commitment to Your Privacy
At Harvest Capital Company we respect the privacy of our
customers. We recognize the importance of nonpublic personal and
financial information that has been entrusted to us. This notice
describes the policy and practices we have put in place to
protect the privacy and confidentiality of our customers during
the course of business and while visiting our website.
Safeguarding Customer Information
Access to your nonpublic personal information is only given to
company employees and affiliated and nonaffiliated service
providers, so that we can provide or offer products and services
to you, process and service your account, and administer our
business.
We regard your information as confidential,
and we will continue to do so whether your account is active or
inactive. You may elect to provide us with personal information
via email or online forms and because of this we have
implemented physical, electronic, and procedural safeguards that
comply with federal standards to guard any personal information
provided.
Collection of Information
Harvest Capital Company collects only relevant customer
information as the law allows or requires us to collect in order
to establish and maintain your account and services. No personal
information is collected from you when you visit our website
unless you provide it. We do collect information about your
internet connection which is only used to make our website more
useful to visitors. We do not track or record personal
information about visitors and/or their visits.
Our collection of nonpublic personal information about you comes
from the following sources:
- Via applications and other forms which may
be completed through the Internet, by telephone, in person, or
other completed forms. Examples of this type of information
include your name, address, social security number, credit
history, tax returns and other financial information.
- Transactions with us, our affiliates or
with others. For example, your payment histories, loan
balances, and other transaction records.
- Credit reporting agencies, such as
information relating to your creditworthiness, your credit
score and credit usage.
- Via third parties to verify information you
have given to us.
Uses of Shared information
We may share the information that we collect, as described
above, for the following purposes:
- To provide you with the products and
services you requested.
- To offer you additional products and
services, from us or from others that may be of interest to
you.
- To comply with reporting and other legal
requirements.
- To otherwise conduct business.
Information Disclosure
We do not disclose any personal information about our customers
or former customers to anyone, except as required or permitted
by law. Any information you give us is confidential and will not
be provided or sold to third parties. The exception is that we
may be required to provide information to consumer reporting
agencies, to regulatory agencies, or to third parties in
response to court orders.
In addition, it is often necessary to share
customer information with other companies including our
affiliates, who assist us with a variety of business activities
such as: transaction processing, loan origination, loan
servicing, and other necessary business activities. We require
these affiliates and third parties to treat your private
information with the same high degree of confidentiality that we
do.
Our privacy policy only addresses the
activities that take place while visiting our website. When
visiting a third party website accessed through a link on our
site, be advised that you are no longer protected by our privacy
policy. Third party, including those to which we have provided
links, may or may not have their own privacy policies. We do not
control those sites and therefore steps should be taken in
familiarizing yourself with the security practices and privacy
policies of those sites.
No action is required by you at this time if
you wish to permit information sharing as described above.
Your Opt Out Right:
Customers who do not want Harvest Capital Company to share
non-public personal information about them with affiliates and
non-affiliated third parties, may opt out of information
sharing. That is, they may direct us not to share information
(other than as permitted by law). If you wish to opt out of
information sharing contact us in one of the following ways:
• Calling us at (503) 263-6616
• Contacting us via email at admin@harvcap.com; or
• Providing us with your name and address and mailing to:
Harvest Capital Company
P.O. Box 579
Canby, OR 97013
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